A $3,000 saving each year in interest repayments and fees equates to a saving of $48,000 over the life of a loan, taking the example of an average loan of $250,000 with a 30 year term. Even a small difference in rates and fees can add up to thousands long term.
As your broker we have a panel of lenders from which we recommend a loan, enabling us to have knowledge of literally hundreds of loans at any one time. We have to become accredited with the lender to offer their product, and are required to keep up-to-date with their latest offers.
This means we are able to advise you of the wide range available and in doing so, secure the cheapest and most appropriate home loan that best suits your needs.
Like doctors and dentists, we are experts in our field and we have long prided ourselves on our ability to secure low cost loans for our customers. After all, it’s our job to negotiate with both bank and non-traditional mortgage fund providers, on your behalf, to get the lowest cost home loan deal.
By wading through the fine details of each home loan product we can help you avoid the pitfalls of signing up to a loan you might later regret. Some products may seem on the surface to offer a great deal, but have penalties, fees and charges you may not be aware of. Not only do we bring these fees and charges to your attention, we also ensure the loans we recommend meet your financial needs and lifestyle requirements now and in the future.
…but not service
We all want to save dollars on our home loan, but not at the expense of service. The great news is that with a finance broker you can have both – bottom line savings and quality customer service. As your finance broker we offer the kind of exceptional service that large institutions can’t replicate. In fact service and reliability are the very attributes that make us tick and are an essential part of the way we do business. Every step of the way, whether buying or refinancing, our primary focus is on providing you with a high level of personalised attention, trustworthy advice and tailor-made solutions.